O impacto do microcrédito sobre o empreendedorismo feminino no período pandêmico

Abstract

The presence of women in the Brazilian labor market, as well as their participation in entrepreneurship, is quite notorious and demands a better understanding of the issues faced by them in their entrepreneurial trajectory. Microcredit policies have become the driving tool for the development of the socioeconomic and productive sector, including, for the most part, women in the context of microentrepreneurial activities. In this study, carried out with micro-entrepreneurs who are clients of the Crediamigo Program, in the Mesoregion of Alto Parnaíba Piauiense, the question of how female participation is presented, in view of the actions of Microcredit, in a pandemic period. The present work has quantitative and qualitative approaches, called a mixed approach in terms of its design, thus involving a combination of approaches. Thus, clustering (obtained through the R software version 4.1.2) is used as an analysis method. The results obtained denote that the credit from the Crediamigo Program brought benefits to the majority of micro-entrepreneurs requesting it, as they obtained the return on the money invested, even in the face of adaptations to the pandemic period.